InsulationComparisons
UK Scheme Status — Aug 2026:WH:LG — OpenECO4 — Open to Dec 2026BUS — £7,500WH Loan — ComingGBIS — Closed
After ECO4 — August 2026

What Replaces ECO4 in 2027? The Confirmed Government Plan

ECO4 closes 31 December 2026. The Government has confirmed the supplier-obligation ECO model is ending. Here is what is actually replacing it — and what ECO5 claims are accurate.

Free Independent
Facts checked against official GOV.UK sources — 27 August 2026

The short answer

ECO4 is the last major scheme under the Energy Company Obligation model. After December 2026, the Warm Homes Plan — a publicly funded approach — is the Government’s stated direction. There is currently no confirmed ECO5.

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See the full guide: We’ve written comprehensive guides on both what replaces ECO4 and the ECO5 question specifically.

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Sources & MethodologyVerified 27 Aug 2026
ENERGY SAVING TRUSTEnergy Saving Trust — insulation cost & technical guidance (May 2026)GOV.UKGOV.UK — find energy improvement schemesOFGEMOfgem — ECO4 guidance

Last verified: 27 August 2026. Prices reference Energy Saving Trust benchmarks; scheme facts reference official sources.