InsulationComparisons
Heat Pumps UK — Guide 2026

Heat Pumps UK: Costs, £7,500 Grant & Is It Right for You?

Air source heat pump costs, the Boiler Upgrade Scheme grant, running costs versus a gas boiler, and whether a heat pump suits your home.

Free No call-centre spam Independent advice One matched installer
🌡️ Heat pump costs UK 2026
Air source installed£9,000–£15,000
Boiler Upgrade Scheme−£7,500
Net cost (after grant)£1,500–£7,500
Lifespan15–20 years
Running vs gas boilerCan be cheaper
£7,500 Boiler Upgrade Scheme
Available now for qualifying air source heat pumps in England & Wales.
💰
Boiler Upgrade Scheme: £7,500 grant

The Boiler Upgrade Scheme currently offers £7,500 for qualifying air-to-water and ground/water-source heat pumps. The scheme is open to homeowners in England and Wales. Subject to eligibility, installer MCS certification, and scheme availability at time of application.

📅

Updated August 2026: The Boiler Upgrade Scheme was updated on 21 July 2026. Air-to-air heat pumps now qualify for a £2,500 grant. Off-gas-grid air-to-water and ground-source installations may qualify for £9,000 (until 31 March 2027). Air-to-water and ground/water-source heat pumps remain eligible for £7,500. Source: Ofgem/GOV.UK. Check current eligibility before applying.

Heat pump costs UK 2026

How much do heat pumps cost?

Before and after the Boiler Upgrade Scheme grant

TypeInstalled cost (before grant)After £7,500 BUS grantRunning cost vs gas
Air source heat pump (ASHP)£9,000 – £15,000£1,500 – £7,500Can be lower in well-insulated homes
Ground source heat pump (GSHP)£18,000 – £35,000£10,500 – £27,500More efficient, higher upfront cost
Air-to-air heat pump£2,000 – £8,000£2,500 BUS grantHeating & cooling only, no hot water

→ Swipe to see more

Costs are indicative for August 2026. BUS grant subject to eligibility and ongoing availability. Running costs compared to gas boiler vary significantly based on property insulation, tariff, and usage patterns.

Heat pump vs gas boiler: which is better?

Heat pumps work best in well-insulated homes, as they produce lower flow temperatures than gas boilers. The combination of good insulation and a heat pump can deliver very efficient whole-home heating with lower running costs.

Heat pump may be right if:
  • Your home is well insulated (or you can improve it)
  • You have adequate outdoor space for an ASHP unit
  • Your radiators are large enough or you have underfloor heating
  • You can benefit from the BUS grant
  • You want to reduce fossil fuel use long term
⚠️
Stick with gas boiler if:
  • Your home is poorly insulated (fix this first)
  • Your property is a top-floor flat with no outdoor space
  • Your radiators are small and replacement is impractical
  • Your boiler is relatively new and performing well
  • Budget does not allow for the full system cost
💡

Important: Improving your home’s insulation first — particularly loft and wall insulation — will significantly improve the performance and running costs of a heat pump. We often recommend insulation improvements as a first step before a heat pump assessment.

Frequently asked questions — heat pumps

Can I get a heat pump grant in 2026?
+

The Boiler Upgrade Scheme (BUS) currently offers a £7,500 grant for qualifying air source and ground source heat pump installations in England and Wales. The installer must be MCS certified and the property must be no EPC requirement (rule removed 28 April 2026). Scheme availability and terms may change — check GOV.UK for current details.

Do heat pumps work in cold weather?
+

Modern air source heat pumps are designed to work effectively in UK winter temperatures, typically operating efficiently down to -15°C or below. Efficiency (COP) reduces at very low temperatures but the system continues to provide heat. Ground source heat pumps are less affected by air temperature as they draw heat from the relatively stable ground temperature.

How long does a heat pump last?
+

Well-maintained air source heat pumps typically last 15 to 20 years or more. Ground source systems may last 20 to 25 years. This compares favourably with a gas boiler lifespan of around 10 to 15 years. Annual servicing is recommended.

Related guides

Insulation vs heat pump — which first?
Sources & MethodologyVerified 27 Aug 2026
ENERGY SAVING TRUSTEnergy Saving Trust — Loft InsulationGOV.UKGOV.UK — Improve Your Home’s Energy EfficiencyOFGEMOfgem — Energy Price Cap Q3 2026

Cost data: Energy Saving Trust benchmarks (August 2026) and UK installer quotes. Grants: GOV.UK and official scheme operators. Savings: Ofgem Q3 2026 price cap £1,862/year. All figures indicative. Last reviewed: August 2026. View scoring methodology →